Do we need to do Blood Test? Phone Interviews? Physical Exams?
No. 90% of our applications do not require Blood Test, Phone Interviews, or Physical Exams.
သွေးစစ်ခြင်း မရှိပါ No blood test
Do we need to meet in person to apply for a life insurance?
No. We do not need to meet in person. In fact, almost all of our applications we have done are not done in person. As long as you have access to a working phone and a working internet, you are good to go.
How old can a person be to apply for a life insurance?
85 years old or younger. It really depends on the insurance companies. Different companies have different age limits. Most of the insurance companies we work with accept people as old as 85.
After filling out application, do I get an answer right away?
Yes! Most of the insurance companies we work with will give you “instant answers.” What that means is, if we submit your application now, we will get an “approval” or “decline” answer… in a matter of a minute or less. Most companies we work with will give you answers very quickly. We apply today, we know the answer today.
I get declined by another company. Can I still try to apply with another company?
Yes! If one company declined your application, you can and you should try to apply with some other companies. Not every company has the same standards and requirements. Different companies have different underwriting guidelines. For example, while some companies accept applications with some level of diabetics, some do not.
How many insurance companies do you partner with?
Please click here to see the full list of companies we are currently working with. We currently have more than 10 insurance companies working with Mingala Insurance Agency. Some companies are for healthy people, some for old people, and some for the sick. As we grow, we will add more companies to serve our community members better. If some of these companies are not providing excellent customer service and building good relationship with us, we will discontinue their partnerships.
What information do I need to apply for a life insurance?
Mingala Insurance Agency 